Investing in real estate, business, or a government program can earn you residency in certain countries — most of which are in Europe — which will grant you and your family more freedom to move, live, and thrive with visa-free travel.
If you’re looking to work, live, or study in an elite nation, you may find that an RBI program grants you the mobility and lifestyle you seek without the need to pursue the full rights and privileges that dual citizenship offers.
Anguilla is the quintessence of island life; small, welcoming and breathtakingly beautiful. This secluded tourist destination frequented by the wealthy, including many well-known celebrities, now offers more than luxury vacation experiences characterised by high-end resorts, stellar service and pristine white sand beaches. Global Citizens with busy lifestyles seeking optimal tax planning solutions now have the opportunity to both indulge Caribbean paradise and maximise tax efficiency with Anguilla’s HVR programme.
USD 75,000
No minimum residency required
3 to 6 months
Anguilla is an attractive second home destination
No minimum presence is required
A stable, safe and relaxed lifestyle with luxury high end amenities
No income tax, gift tax, inheritance tax, net worth tax or corporate tax
An attractive pathway to British citizenship
The Bahamas is a tropical paradise renowned for its crystal-clear waters, vibrant coral reefs, and world-class luxury resorts. As a premier financial hub, it offers a unique blend of serene island living and modern infrastructure. The country’s tax-neutral policies and proximity to the U.S. make it highly appealing to high-net-worth individuals and families..
USD 750,000 in real estate.
Maintain a minimum of 90 days of residency per year.
Tax-neutral jurisdiction.
Proximity to the U.S.
Luxurious lifestyle and world-class amenities.
Costa Rica is renowned for its lush rainforests, stunning coastlines, and strong commitment to sustainability, making it an eco-paradise for nature lovers. The country offers a stable political environment, excellent healthcare, and a relaxed lifestyle. Its vibrant culture and year-round warm climate attract retirees, investors, and families looking for a peaceful yet dynamic environment.
USD 150,000 in real estate
Applicants must spend at least one day per year in Costa Rica to maintain their residence status.
9 to 12 months
No tax on foreign income.
Access to world-class healthcare.
Visa-free travel within Central America.
Cyprus is a Mediterranean island nation celebrated for its sunny climate, stunning coastlines, and historical landmarks. With a strong connection to Europe, Asia, and Africa, it is a strategic hub for trade and business. Its favorable tax regime, high standard of living, and fast-track residency process make it a prime choice for investors seeking European residency.
EUR 300,000 in real estate.
Visit once every 2 years.
2 to 4 months
Access to EU markets and healthcare.
Favorable tax rates for non-domiciled residents.
Stunning coastal landscapes.
The Cayman Islands is a British Overseas Territory located 475 miles southwest of Miami, a short 70 minute flight away from Grand Cayman. One of the most accessible destinations in the Caribbean, its modern airport welcomes more than 55 nonstop flights weekly from major cities in the USA and Canada, as well as London Heathrow in the UK.
The minimum investment required is USD 1.2 million in real estate.
1, 30 or 90 days depending on the route
Applicants can obtain residency within approximately 3-6 months after the application is submitted and approved.
Cayman Islands real estate is attractive to those seeking to acquire property for residency, investment and vacation home purposes.
One of the easiest to reach Caribbean islands, with more than 55 nonstop weekly flights from the USA and Canada.
There is no restriction on foreign ownership of land and no alien landholding licenses.
A well-established and sophisticated Caribbean island with the best infrastructure in the region and a high standard of living.
One of the highest GDP per capita rates in the world.
Skilled and efficient professional service providers (legal, banking, real estate and government) make residency-by-investment application processes efficient and timely.
Offering a medley of ancient cities, culinary flair, and an unmistakable seaside aesthetic, Greece is a top choice for European residency. The nation introduced its RBI program in 2013 to spur investment in real estate, offering immediate permanent residency in return.
250,000 EUR
6 to 12 months
Visa-free Schengen access
Obtain permanent residency from day one
Enjoy a relaxed lifestyle in an EU member state
Italy is a global cultural powerhouse, renowned for its iconic art, architecture, and culinary heritage. From the bustling streets of Rome to the scenic countryside of Tuscany, the country offers a blend of modern innovation and timeless traditions. Its strategic location within Europe and high-quality infrastructure make it ideal for investors seeking access to EU markets and unparalleled lifestyle experiences.
EUR 250,000
There are no specific residence or physical presence requirements.
6 to 9 months
Access to EU markets and education.
World-class healthcare system.
Renowned cuisine and cultural heritage.
Situated in the Baltic region, Latvia is a cultural gem that combines rich history with modern infrastructure. Known for its medieval architecture, UNESCO heritage sites, and picturesque landscapes, the country is also an emerging hub for business innovation and startups. Its affordable cost of living and access to the Schengen Zone make it a popular choice for investors seeking European residency.
EUR 60,000
There are no specific residence or physical presence requirements, but applicants must visit Latvia annually and confirm that they still hold their investments in the country.
Access to Schengen Zone.
Competitive cost of living.
Thriving cultural and educational opportunities.
A warm climate with abundant sunshine is just one of Malta’s endearing traits. This archipelago off the coast of Italy is steeped in history, boasts top-tier educational institutions, and offers a business-friendly environment perfectly poised to support operations throughout the Schengen area.
100,000 EUR
7 to 8 months
Relatively low capital outlay
New Zealand offers a unique combination of natural beauty, innovation, and safety. Known for its breathtaking landscapes, from fjords to mountains, it provides an unparalleled quality of life. With a strong economy, advanced infrastructure, and a focus on sustainability, New Zealand attracts investors looking for stability and growth in a family-friendly environment.
NZD 5 million for the Investor Visa.
Applicants must spend at least 117 days within the four-year residence period
High quality of life and safety.
Strong economy and business-friendly environment.
Unparalleled outdoor adventures.
Eligibility for citizenship after five years of residence
No PDF available for download.
Panama is a dynamic Central American nation, famous for its bustling canal, vibrant culture, and cosmopolitan capital city. As a global financial hub, it combines modern infrastructure with a tropical lifestyle. Its tax advantages, thriving expat community, and warm climate make it a top destination for investors and retirees alike.
USD 100,000 in real estate.
There is no residence requirement, but applicants should complete one visit to Panama every two years to maintain their residence status.
1 to 3 months
Favorable tax structure with no tax on foreign income.
Thriving expat community.
Access to modern infrastructure and amenities.
Eligibility to apply for citizenship after five years of residence, and after one–three years for citizens of some Latin American countries and Spain
Paraguay is a hidden gem in South America, known for its warm hospitality, fertile landscapes, and low cost of living. Its stable economy and business-friendly policies make it an attractive destination for investors seeking simplicity and affordability. Paraguay offers a tranquil lifestyle with opportunities to connect with nature, alongside a strategic location for trade and commerce within the region.
USD 70,000
No fixed presence required.
Low cost of living.
Favorable tax regime.
Warm climate and strategic location.
Rich cultural history, beautiful terrain, and plenty of options for work and study make Portugal an ideal spot for your family to gain residence. Plus, with a basic knowledge of the Portuguese language and demonstrated links to the country, you can obtain EU citizenship after five years of residency.
7 to 14 days per year
18 to 24 months
Attractive taxation system
Citizenship possible after five years of legal residence
If you’re looking for an elevated lifestyle in one of Europe’s most treasured locales, consider Spain. Non-EU residents can gain residence in Spain through a real estate investment, but you’re not obliged to live in or rent out the property — choose to visit as much or as little as you wish, and work or study without physically residing in the country.
500,000 EUR
5 months
Residency granted within five months
High quality of life and high level of security
The commerce hub of the Arabian peninsula is an ideal choice for talented expatriates looking to invest and engage in a dynamic cultural and economic environment. The United Arab Emirates (UAE) offers real estate investors the option to purchase property in return for a visa that can be renewed as long as the investment is maintained.
2,000,000 AED
Opportunity to establish and expand your business in a thriving market
Spouse, parents, and children are included in the application